Saving Schemes: Kisan Vikas Patra

Kisan Vikas Patra

Want to double your investments in less than nine years? KVP is for you then. But there's a catch. The scheme, which offers to double your money in eight years and seven months, offers no benefits under the Income Tax Act. In terms of liquidity the scheme is better than PPF and NSC.

One can exit the scheme any time after 2.5 years from the investment date, though investors will have to bear the loss of interest for the invested time period. Though KVP is not meant for regular income, it is a safe avenue of investment for those without pressing tax concerns. Liquidity is also reasonably higher here.

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